Credit Analyst

BMO U.S.

Commercial Credit Analyst assessing financials and advising on credit risks for BMO. Collaborating with clients and managing portfolios for effective deal structuring and compliance.

Posted 7/10/2026full-timeVictoria • 🇨🇦 CanadaMid-LevelSenior💰 CA$56,000 - CA$103,500 per yearWebsite

About the role

Key responsibilities & impact

Analyze & Advise
Assess financials, trends, and credit risk
Evaluate repayment capacity and structure financing solutions
Build models and prepare credit recommendations
Manage Risk
Monitor portfolios for risk changes
Ensure compliance with policies and regulations
Mitigate risk to protect assets
Support Deals & Growth
Assist with new, renewal, and extension loans
Support deal structuring and negotiations
Partner with Relationship Managers to grow client relationships and revenue

Requirements

What you’ll need

Experience in client-facing roles, with a strong focus on relationship building and customer satisfaction.
Previous Banking experience is an asset.
Bachelor’s degree required; preference for Business Administration, Finance, or Accounting.
Technical proficiency developed through education and/or professional experience.
Intermediate Proficiency: Problem solving, collaboration, and attention to detail
Analytical thinking and credit risk assessment
Loan structuring, portfolio management, and regulatory compliance
Banking operations and Microsoft Office
Advanced Proficiency: Data analysis tools
Financial analysis

Benefits

Comp & perks

Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Data AnalysisFinancial AnalysisCredit Risk AssessmentLoan StructuringPortfolio Management

Soft Skills

Problem SolvingCollaborationAttention to DetailRelationship BuildingCustomer Satisfaction