VP, Commercial Banking Portfolio Manager

BMO U.S.

VP, Commercial Banking Portfolio Manager at BMO focusing on credit underwriting and portfolio management for middle-market clients. Collaborating with internal teams to drive revenue expansion and optimize loan structures.

Posted 6/24/2026full-timePhoenix • Arizona, Utah • 🇺🇸 United StatesLead💰 $88,800 - $165,600 per yearWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

financial modelingcredit analysisloan structuringrisk assessmentportfolio managementcapital allocationcollateral evaluationpricing strategiesfinancial performance analysisregulatory compliance

Soft Skills

negotiationcommunicationanalytical thinkingproblem-solvingpresentation skillsproactive monitoringdecision-makingsynthesis of informationclient relationship managementaction-oriented

Industry Keywords

middle-market clientslending decisionsbank risk appetitecredit policiesrepayment capacityportfolio performanceROE targetsfinancial operationscorporate bankingBusiness Administration

About the role

Key responsibilities & impact

Analyze credit information and financial performance to support lending decisions across a portfolio of middle-market clients
Structure and negotiate loan terms, aligning client needs with bank risk appetite, credit policies, and regulatory standards
Assess repayment capacity through detailed financial modeling and recommend appropriate structures, pricing, and collateral
Prepare and present credit recommendations, synthesizing financial, industry, and risk insights into clear, actionable approvals
Proactively monitor portfolio performance, identifying early warning signals and implementing corrective actions as needed
Optimize portfolio returns by assessing capital allocation and client profitability relative to ROE targets

Requirements

What you’ll need

7 – 12 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment
Bachelor’s degree required; Business Administration, Finance and Accounting preferred
Deep knowledge and technical proficiency gained through extensive education and business experience

Benefits

Comp & perks

Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans