Team Lead – Portfolio Manager, Commercial – Emerging Middle Market
BMO U.S.
full-time
Posted on:
Location Type: Office
Location: San Ramon • California • 🇺🇸 United States
Visit company websiteSalary
💰 $88,800 - $165,600 per year
Job Level
Senior
About the role
- Decisioning and analysis of credit information to support lending decisions and processes for the bank.
- Maintain and promote a client service environment to satisfy and exceed customer needs and expectations.
- Make credit decisions and recommendations in accordance with sound credit-granting principles and Bank Policies & Procedures.
- Foster a culture aligned to BMO purpose, values and strategy; coach, develop, and manage team performance.
- Establish cross-selling initiatives to increase penetration with clients and act as a daily escalation resource.
- Apply deep expertise in bank products, processes and systems; coordinate closings with clients and attorneys.
- Serve as trusted advisor to assigned business/group; influence and negotiate to achieve business objectives.
- Conduct independent analysis, develop financial models, and design reports and dashboards.
- Oversee preparation of credit correspondence, lending proposals and pitches; negotiate transactions and provide deal structuring expertise.
- Oversee documentation and ongoing monitoring of asset and client performance; minimize BMO’s risk exposure by adhering to internal credit policies.
Requirements
- Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
- Deep knowledge and technical proficiency gained through extensive education and business experience.
- Verbal & written communication skills - In-depth.
- Collaboration & team skills - In-depth.
- Analytical and problem solving skills - In-depth.
- Influence skills - In-depth.
- Data driven decision making - In-depth.
- Experience with credit decisioning, lending processes, and bank policies.
- Experience preparing financial models, reports and dashboards.
- Ability to negotiate transactions and structure deals.
Benefits
- Health insurance
- Tuition reimbursement
- Accident insurance
- Life insurance
- Retirement savings plans
- Performance-based incentives and discretionary bonuses
- Possible commission structure
- In-depth training and coaching and manager support
- Tools and resources to support development
- Network-building opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit decisioninglending processesfinancial modelingreport designdashboard designdeal structuringrisk managementdata analysisnegotiation
Soft skills
verbal communicationwritten communicationcollaborationteamworkanalytical skillsproblem solvinginfluencedata-driven decision making