Bilingual Legal Mortgage Collections Specialist – Foreclosure

BMO U.S.

Collections Foreclosure Specialist managing delinquent mortgage and loan accounts at BMO. Handling foreclosure proceedings and coordinating with legal teams and internal departments.

Posted 5/28/2026full-timeRemote • 🇨🇦 CanadaMid-LevelSenior💰 CA$45,500 - CA$84,500 per yearWebsite

About the role

Key responsibilities & impact

Manage delinquent mortgage and loan accounts
Ensure foreclosure proceedings are initiated and tracked in a timely manner
Coordinate with legal teams, real estate agents, and internal departments
Prepare and review foreclosure documentation accurately
Maintain accurate records and provide regular updates to management
Monitor and manage overdue mortgage or loan accounts
Address complex escalated customer requests and transactions
Execute established loss mitigation processes for non-performing and high-risk accounts
Provide advice related to payments and overall collections strategies

Requirements

What you’ll need

Typically between 3 - 5 years of relevant experience
Post-secondary degree in related field of study or equivalent combination of education and experience
Knowledge of Credit Qualifications and associated credit knowledge and skills according to established qualification standards
Knowledge of federal, state/provincial and local laws pertaining to Consumer Collections
Knowledge of BMO products and services
Verbal & written communication skills - In-depth
Collaboration & team skills - In-depth
Analytical and problem solving skills - In-depth
Influence skills - In-depth
Microsoft Excel - In depth
Bilingual (English, French) - Good

Benefits

Comp & perks

Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

mortgage managementloan account managementforeclosure documentationloss mitigation processescredit qualificationsconsumer collections lawsanalytical skillsproblem solving skills

Soft Skills

verbal communicationwritten communicationcollaboration skillsteam skillsinfluence skills