Emerging Middle Market Portfolio Manager – Assistant Vice President

BMO U.S.

Managing credit analysis and lending decisions in Commercial Banking at BMO, structuring loans and evaluating portfolio performance while maintaining exceptional client service standards.

Posted 5/20/2026full-timeNaperville • Illinois • 🇺🇸 United StatesLead💰 $88,800 - $165,600 per yearWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

financial analysiscredit risk assessmentloan structuringportfolio managementregulatory compliancecredit information analysisfinancial modelingcapital allocation strategieslending instrumentsbanking operations

Soft Skills

problem solvingcollaborationdetail-orientedcustomer servicenegotiationclient relationship managementbusiness developmentpresentation skillsnetworkinganalytical thinking

Industry Keywords

commercial bankingcredit solutionsclient repayment capacityrisk appetiteportfolio performancefinancial operationsbusiness administrationfinanceaccountingcredit conditions

About the role

Key responsibilities & impact

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.
Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.
Signs off on new, renewal and extension loans within delegated authority.
Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities.
Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.
Leads proposal development and delivers presentations to capture new business and expand client relationships.
Networks with industry contacts to gather competitive insights and best practices.
Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.
Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies.

Requirements

What you’ll need

Preferred 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
Bachelor’s degree required; Business Administration, Finance and Accounting preferred.
Deep knowledge and technical proficiency gained through extensive education and business experience.
Foundational level of proficiency: Structuring Deals
Advanced level of proficiency: Problem Solving, Collaboration, Detail-Oriented, Customer Service, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations.
Expert level of proficiency: Financial analysis.

Benefits

Comp & perks

Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans
Performance-based incentives
Discretionary bonuses