Technology Portfolio Manager – Commercial Banking

BMO U.S.

Portfolio Manager analyzing credit information and managing loans for technology clients in Commercial Banking. Responsible for credit decisions, relationship management, and portfolio performance monitoring.

Posted 5/1/2026full-timeSan Francisco • California • 🇺🇸 United StatesMid-LevelSenior💰 $88,800 - $165,600 per yearWebsite

About the role

Key responsibilities & impact

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients in the technology industry.
Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.
Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.
Signs off on new, renewal, and extension loans within delegated authority.
Monitors portfolio to identify deteriorating credit conditions and compliance, analysi metrics, and assess broader industry trends to spot risks and opportunities.
Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.
Leads proposal development and delivers presentations to capture new business and expand client relationships.
Networks with industry contacts to gather competitive insights and best practices.
Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.
Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
Structures and supports new, renewal, and extension loans aligned with client needs and bank & risk policies.
Conducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions.
Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded.
Escalates issues when needed.
Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.
Identifies revenue and cross-selling opportunities to enhance portfolio growth.

Requirements

What you’ll need

Preferred 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
Bachelor's degree required; Business Administration, Finance and Accounting preferred.
Deep knowledge and technical proficiency gained through extensive education and business experience.
Foundational level of proficiency: Structuring Deals
Advanced level of proficiency: Problem Solving, Collaboration, Detail-Oriented, Customer Service, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations.
Expert level of proficiency: Financial analysis

Benefits

Comp & perks

Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysiscredit risk assessmentloan structuringportfolio managementregulatory compliancecredit instrumentsfinancial modelsanalytical toolscapital allocation strategiesbusiness development

Soft Skills

problem solvingcollaborationdetail-orientedcustomer servicenegotiationclient relationship managementnetworkingpresentation skillsservice quality enhancementcross-selling