Associate Director, Commercial Banking
BMO U.S.
full-time
Posted on:
Location Type: Office
Location: Toronto • Canada
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Salary
💰 CA$69,000 - CA$129,000 per year
Job Level
About the role
- Plays a critical role in supporting the growth and risk‑management objectives of the portfolio.
- Contributes to client decisioning, credit structuring, and portfolio oversight.
- Analyses credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions.
- Negotiates loan structures and terms and conditions that align client requirements with the bank's risk appetite and policies.
- Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends.
Requirements
- 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
- Bachelor’s degree required; Business Administration, Finance and Accounting preferred.
- Deep knowledge and technical proficiency gained through extensive education and business experience.
- Foundational level of proficiency: Structuring Deals
- Advanced level of proficiency: Problem Solving, Collaboration, Detail-Oriented, Customer Service, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations.
- Expert level of proficiency: Financial analysis.
Benefits
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit structuringlending instrumentsfinancial analysisportfolio managementcredit risk assessmentbanking operationsregulatory complianceloan structuring
Soft Skills
problem solvingcollaborationdetail-orientedcustomer service