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BMO U.S.

Associate Director, Commercial Banking

BMO U.S.

Associate Director managing large commercial loan portfolios for BMO's Corporate Finance team. Supporting credit structuring, client decisioning, and business development efforts.

Posted 4/7/2026full-timeToronto • 🇨🇦 CanadaSenior💰 CA$69,000 - CA$129,000 per yearWebsite

About the role

Key responsibilities & impact
  • Plays a critical role in supporting the growth and risk‑management objectives of the portfolio.
  • Contributes to client decisioning, credit structuring, and portfolio oversight.
  • Analyses credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions.
  • Negotiates loan structures and terms and conditions that align client requirements with the bank's risk appetite and policies.
  • Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends.

Requirements

What you’ll need
  • 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
  • Bachelor’s degree required; Business Administration, Finance and Accounting preferred.
  • Deep knowledge and technical proficiency gained through extensive education and business experience.
  • Foundational level of proficiency: Structuring Deals
  • Advanced level of proficiency: Problem Solving, Collaboration, Detail-Oriented, Customer Service, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations.
  • Expert level of proficiency: Financial analysis.

Benefits

Comp & perks
  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
credit structuringlending instrumentsfinancial analysisportfolio managementcredit risk assessmentbanking operationsregulatory complianceloan structuring
Soft Skills
problem solvingcollaborationdetail-orientedcustomer service