VP, Credit Portfolio Officer, Commercial – Emerging Middle Market
BMO U.S.
full-time
Posted on:
Location Type: Office
Location: San Ramon • California • United States
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Salary
💰 $88,800 - $165,600 per year
Job Level
About the role
- Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions.
- Makes credit decisions and recommendations in compliance with bank policies while maintaining an exceptional client service environment.
- Negotiates loan structures and terms and conditions that align client requirements with bank risk appetite and policies.
- Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.
- Monitors portfolio to identify deteriorating credit conditions and compliance, analyzes metrics, and assesses broader industry trends.
Requirements
- Preferred 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
- Bachelor’s degree required; Business Administration, Finance and Accounting preferred.
- Deep knowledge and technical proficiency gained through extensive education and business experience.
- Problem Solving
- Collaboration
- Detail-Oriented
- Customer Service
- Loan Structuring
- Regulatory Compliance
- Portfolio Management
- Credit Risk Assessment
- Banking Operations
- Microsoft Office
Benefits
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisfinancial modelingloan structuringcredit risk assessmentportfolio managementregulatory compliancebanking operations
Soft Skills
problem solvingcollaborationdetail-orientedcustomer service