Credit Analyst
BML Group
full-time
Posted on:
Location Type: Hybrid
Location: Straßlach-Dingharting • 🇩🇪 Germany
Visit company websiteJob Level
Junior
About the role
- You review loan and financing requests for economic viability and risks.
- You analyze creditworthiness, annual financial statements and financial ratios and provide realistic recommendations.
- You prepare credit opinions and decision proposals for our management.
- You monitor existing exposures, identify risks at an early stage and respond pragmatically.
- You work closely with our relationship managers and project leads.
Requirements
- Completed training in banking/finance or a degree in business administration
- Initial or proven professional experience in credit analysis, ideally in the corporate sector or real estate
- Careful, structured working style and a strong sense for numbers and interrelationships
- Team spirit and enjoyment in making well-informed decisions together with others
- Good German language skills, both written and spoken; English is a plus
Benefits
- An honest working environment: openness, trust and a team that sticks together
- Hybrid working
- Attractive salary: fair compensation plus bonus opportunities
- Individual development: we support you in the areas where you want to grow
- Modern tools: digital infrastructure that makes your work easier
- Real impact: your analyses have a direct influence on our projects
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysisfinancial statements analysisfinancial ratios analysisrisk assessmenteconomic viability assessment
Soft skills
structured working stylestrong numerical senseteam spiritdecision-making
Certifications
degree in business administrationtraining in banking/finance