Senior Vice President, Credit Risk Review

BBVA

Senior VP managing all aspects of credit risk reviews at BBVA. Leading assessments, ensuring compliance, and recommending improvements in credit risk processes.

Posted 5/3/2026full-timeNew York City • New York • 🇺🇸 United StatesSenior💰 $180,000 - $200,000 per yearWebsite

About the role

Key responsibilities & impact

Lead target reviews, continuous monitoring reviews and risk assessments, including planning, executing and reporting to evaluate risk ratings and ensure compliance with policies, approvals, underwriting practices and monitoring
Perform independent, objective and timely assessment of credit risk ratings and credit risk management process
Identify deficiencies and/or areas of improvement in credit risk procedures and policies and recommend corrective actions where necessary
Evaluate borrower financial performance through the assessment of financial statements and credit risk metrics, including income statement, cash flow statement, balance sheet, capital structure analysis and all base as well as stress-scenario financial projections as required
Maintain in-depth knowledge of all policies and procedures related to lending, credit rating and problem loan monitoring
Proactively recommend changes to policies and procedures as needed
Maintain an excellent working knowledge of Bank credit policies and procedures to measure appropriate adherence
Stays well informed on credit products and structures, industry trends and regulatory changes
Compiles data collected during reviews and interprets the data in narrative and analytical form to present findings to Loan Review and Bank management
Effectively convey difficult or complex information in an easy to understand manner, by providing the big picture and illustrating important linkages
Able to articulate verbal and well written supported opinions of process, procedure and credit risk to senior management to effectively challenge internal risk ratings where appropriate to effectively challenge internal risk ratings where appropriate
Demonstrate a commitment to quality and attention to detail and is accountable for consistency of work products
Serves as an expert resource relative to all Policy and Regulatory matters; knows, understands, and appropriately applies commercial Regulatory guidance
Utilizes skills and abilities to proactively improve Credit Review department process and product

Requirements

What you’ll need

Bachelor’s degree in Accounting, Finance, Business, or equivalent field
Minimum of 10 years in loan review or Regulatory examinations
At least 15 years credit risk experience with financial institution or regulator
Credit risk experience in Corporate Investment Banking, Project Finance, Financial Institutions and Commercial Real Estate
Strong verbal and written communication skills
Strong knowledge of Commercial lending and credit analysis with proven experience in corporate, syndicated and leveraged loans
Critical thinking and problem-solving skills
Advance Excel skills and experience
Ability to work independently, accept accountability and demonstrate initiative
Technical Google skills for data analysis

Benefits

Comp & perks

generous employee benefits package
discretionary bonus

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit risk managementfinancial statement analysiscredit risk metricscapital structure analysisstress-scenario financial projectionscommercial lendingcredit analysisloan reviewregulatory examinationsdata analysis

Soft Skills

communication skillscritical thinkingproblem-solvingattention to detailinitiativeaccountabilityability to work independentlyability to convey complex informationrecommendation skillsexpertise in policy matters