Special Loans Manager
U.S. Bank
Senior Commercial Credit Analyst
BankNewport
full-time
Posted on:
Origin: • 🇺🇸 United States
Visit company websiteJob Level
Senior
About the role
- Performs functions to provide the highest level of service in underwriting within scope of authority and expertise.
- Conducts in-depth analysis of commercial credit loan requests, including new loans, modifications, renewals and annual relationship reviews.
- Spreads, analyzes and interprets financial statements of existing and prospective clients.
- Prepares financial analyses (cash flow, balance sheet, ratios) and collateral considerations.
- Completes due diligence including review of credit bureau reports, industry data, appraisal reports, environmental research.
- Communicates conclusions to management and assigns risk ratings; prepares credit approvals in nCino for authorities.
- Provides guidance to junior underwriters and analysts.
- Performs other duties as assigned.
Requirements
- Either college degree, formal credit training or a minimum of five years of bank commercial loan analysis experience with both CRE and C & I loans.
- Strong analytical and interpretive skills.
- Good communication, organizational and interpersonal skills.
- Strong written communication skills to properly complete credit approval memorandums.
- Detailed knowledge of banking laws, rules and regulations required.
- Must be a detailed oriented person, able to multitask with an emphasis on deadlines.
