Analyst, Private Banking, Entrepreneurial and Corporate Clients
Bankhaus DONNER & REUSCHEL
full-time
Posted on:
Location Type: Hybrid
Location: Munich • Germany
Visit company websiteExplore more
About the role
- In-depth analysis of the economic risk for new and existing loans in the private and corporate client business, with a particular focus on real estate and acquisition financing (counterparty/default risk)
- Carrying out ratings in accordance with the bank's risk classification procedures and assessing collateral with regard to regulatory requirements and internal policies
- Preparation, voting and drafting of credit-related documents and decision papers
- Maintenance and technical recording of all credit and collateral information in the bank's internal systems
- Drafting credit and collateral agreements to ensure formally and legally correct implementation as well as performing all subsequent tasks (e.g., monitoring, compliance with conditions, verification of use of funds, collateral processing)
- Ongoing monitoring of the loan portfolio and initiating appropriate risk-minimising or risk-limiting measures
- Providing specialist support to the client-facing and sales units on all credit-related issues
Requirements
- Completed banking training and ideally a degree in business administration or further professional education (Bank Academy, VWA or equivalent)
- Very good credit expertise and experience in general lending/credit operations
- Ability to think strategically and analytically
- High service orientation, decisiveness and assertiveness
- Strong technical aptitude
- Willingness to integrate into a team and to contribute ideas for further development
Benefits
- Modern working environment with the technical equipment for mobile working
- Attractive, performance-based compensation
- Company pension plan or commuting allowance
- Diverse and challenging responsibilities in the dynamic environment of a private bank
- Opportunities for professional development
- Significant scope for initiative and creativity
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
economic risk analysiscredit operationsrisk classification procedurescollateral assessmentcredit-related document preparationcredit agreements draftingloan portfolio monitoringrisk-minimising measurescompliance verificationstrategic thinking
Soft Skills
service orientationdecisivenessassertivenessanalytical thinkingteam integrationidea contributioncommunicationproblem-solvingcollaborationadaptability
Certifications
banking trainingdegree in business administrationBank AcademyVWA