Senior Credit Analyst

Banco Sofisa S/A

Senior Credit Analyst at Banco Sofisa, responsible for credit analysis and decision making for high-revenue companies. Engage with the commercial team and ensure credit compliance in the financial sector.

Posted 5/15/2026full-timeSão Paulo • 🇧🇷 BrazilSeniorWebsite

Tech Stack

Tools & technologies

PMPSQL

About the role

Key responsibilities & impact

Analysis of financial statements of companies/groups with annual revenue of BRL 100 million or more (Balance Sheet, Income Statement (DRE), Cash Flow, Statement of Changes in Equity, and explanatory notes)
Financial analysis of the cash conversion cycle (PMR, PMP, PME — Days Sales Outstanding DSO, Days Payables Outstanding DPO, Days Inventory Outstanding DIO)
Industry analysis
Measurement of collateral performance and clean risk (risk excluding collateral effects)
Preparation of the credit opinion/report and clear, concise presentation at the pre-committee and credit committee
Conducting client calls and on-site visits
Collaboration with the commercial team to understand credit requests

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Economics, or Accounting
Advanced knowledge of Microsoft Office
Experience in credit analysis and credit decision processes
Knowledge of AI/Automation
Strong presentation skills for credit cases
Availability for client visits
Good communication skills
Power BI, SQL, and Python

Benefits

Comp & perks

Meal voucher
Food voucher
Health insurance
Dental plan
Life insurance
Childbirth allowance
Wedding allowance
Childcare/babysitter allowance
Birthday bonus
Apoio Pass (commuter pass support)
Gym membership subsidy
Transportation allowance
Profit sharing (PLR)
Annual bonus

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysiscredit analysiscredit decision processescash conversion cyclecollateral performance measurementrisk measurementpresentation skillsAIautomationdata analysis

Soft Skills

communication skillscollaborationpresentation skillsclient interactionorganizational skills

Certifications

Bachelor’s degree in Business AdministrationBachelor’s degree in EconomicsBachelor’s degree in Accounting