Mid-level Credit Risk Analyst – FIDC

Banco Daycoval

Credit Risk Analyst evaluating structured fund portfolios at Daycoval. Contribute to methodologies and support regulatory decisions within the financial sector.

Posted 6/17/2026full-timeSão Paulo • 🇧🇷 BrazilJuniorMid-LevelWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

credit riskrisk analysisprovisioningportfolio monitoringstructured fundsfinancial analysiseconomic analysiscollateral structuresstructured transactionsNPLs

Soft Skills

analytical profilecritical thinkingtechnical discussions

Certifications & Qualifications

Bachelor's degree in financeBachelor's degree in economicsBachelor's degree in businessBachelor's degree in STEM

Industry Keywords

FIDCsdelinquencycredit deteriorationrisk governanceregulatory requirementsmarket practicesSpecial Situationsprecatóriosrisk auditbusiness areas

About the role

Key responsibilities & impact

Build, review and enhance credit provisioning methodologies applied to structured funds and FIDCs (Receivables Investment Funds);
Monitor portfolio performance and behavior, identifying trends in delinquency, credit deterioration and material movements;
Produce analyses and metrics to support risk forums and committees;
Participate in discussions on pricing and valuation of structured credit assets and illiquid transactions;
Contribute to defining criteria and assumptions for funds with differentiated strategies and special assets;
Support accounting close processes and respond to regulatory requirements related to provisions;
Work closely with internal teams and external auditors, providing technical backing for methodologies, assumptions and analyses;
Actively participate in the enhancement of controls, governance and risk-area processes.

Requirements

What you’ll need

Previous experience in credit risk, preferably with exposure to funds, FIDCs, structured credit or financial institutions;
Experience in risk analysis, provisioning, portfolio monitoring and credit discussions;
Knowledge of the mechanics and operation of structured funds and rules related to delinquency and provisioning;
Analytical profile, critical thinking and ability to structure technical discussions;
Bachelor's degree in finance, economics, business, STEM or a related field;
Knowledge of corporate credit, financial and economic analysis and collateral structures;
Experience with structured transactions, Special Situations, NPLs or precatórios (government claims);
Familiarity with regulations applicable to the fund market and market practices;
Experience working across risk, audit, regulatory and business areas.

Benefits

Comp & perks

Medical and Dental Insurance: Comprehensive coverage for quality medical and dental care.
Meal/Meal Voucher (Vale-Refeição/Alimentação)
Life Insurance
Childcare Assistance: Financial support to help balance work and family responsibilities.
Support for employees with children with disabilities: Company commitment to the wellbeing and development of employees and their families.
Extended Maternity and Paternity Leave: Full support for employees during important family moments.
Profit Sharing (PLR): Financial recognition for your effort and contribution to the company’s success.
Performance-based Incentive Program: Ongoing incentives to achieve individual and team objectives.
Education Support: Assistance for academic and professional development.
Discount Partnerships: Exclusive benefits on a range of products and services through strategic partners.
Day Off: One flexible day off to recharge and balance responsibilities.
TotalPass - Health & Fitness Benefit: Access to a broad network of physical activities to promote a healthy lifestyle.
Workplace Exercise Program: Initiatives to promote wellbeing and motivation among employees.