Must be able to perform QA reviews between 5-10% of the current volume per month
The role requires the ability to provide detailed feedback to the Auditing team, to include guideline and overlay references and respond during the feedback process in a professional and detailed manner
This role will assist in the Baker Tilly test file process in various capacities (review and oversight)
This role requires in-depth knowledge of the Quality Control function with regards to FNMA, FHLMC, FHA/VA, USDA requirements
The QA Specialist should be well versed in performing and reviewing Pre and Post Close reviews, Repurchase reviews, Early Payment Default and Red Flag/ Fraud Reviews
The QA Specialist must be knowledgeable in both state and federal regulatory requirements for real estate lending, must understand how to assess the accuracy, reliability, and appropriateness of each document
Understands the quality control needs of the organization and that of our Clients
Will assist the management team in Auditor training as required; development and maintenance of employee scorecard and performance standards for the Quality Control Department
Assist in drafting and maintaining quality control policies and procedures
Document and maintain the QA reporting records and provide monthly reports to management
Assist in investigating and reviewing client oversight items
Analyze data to identify areas for improvement in the quality control department
Assist in developing, recommending and monitoring corrective and preventive actions prepare reports to communicate outcomes of quality activities
Assist in identifying training needs based on scorecard issues
Proactively determine areas of additional focus for QA regarding specific auditors and/or clients

Requirements

10 years of mortgage underwriting and/or quality control experience
Must have the ability to review and convey QC results in relation to agency/corporate policy, investor/agency, regulatory, and procedures and guidelines
Extensive understanding of Processing, Underwriting, Closing, and Post-Closing processes
Full understanding of Fannie Mae, Freddie Mac, and VA/FHA/USDA guidelines and overlays
Must be able to perform research and be able to analyze financial statements/documents, complex tax returns, and be able to interpret findings
Experience in report management including database reporting
Advanced computer skills with Microsoft Office - Excel and utilization of various computer software systems
Organized, high attention to detail, critical thinking, and problem-solving skills, and proficient in time management are required.

Benefits

Health insurance
401(k) matching
Flexible working hours
Paid time off
Professional development opportunities

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

quality controlmortgage underwritingPre and Post Close reviewsRepurchase reviewsEarly Payment Default reviewsRed Flag reviewsdata analysisreport managementfinancial statement analysistax return interpretation

Soft Skills

attention to detailcritical thinkingproblem-solvingtime managementcommunicationorganizational skillsfeedback provisiontraining developmentprofessionalismanalytical skills