Data Scientist, Senior

Aplazo

Data Scientist / Sr Data Scientist at Aplazo working on Credit Risk, Growth, and AI initiatives for better fintech solutions. Collaborating with teams and managing projects in a fast-paced environment.

Posted 7/27/2026full-timeRemote • 🇮🇳 IndiaSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in data science across multiple domains, including Credit Risk and Growth, with strong proficiency in Python, SQL, and machine learning frameworks. Capable of driving end-to-end project ownership and delivering innovative solutions in a fast-paced environment.

Highest-signal resume keywords

Data Science ExperienceMachine Learning FundamentalsPython ProficiencySQL ProficiencyLLMs / GenAI Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data ScienceMachine LearningPythonSQLModel DeploymentProduction ExperienceCredit Risk ModelingFraud ModelingPersonalization TechniquesAlternative Data Evaluation

Soft Skills

CollaborationProblem-SolvingAdaptabilityResearch SkillsCommunication

Industry Keywords

FintechBNPLCredit RiskFraudGrowth

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Contribute across Credit Risk (underwriting, fraud, collections), Growth (personalization, recommendations, incentivization), and AI initiatives based on team priorities
Own projects end-to-end within your assigned domain, data, modeling, deployment, and post-launch monitoring
Develop deep familiarity across multiple domains and systems, enabling the team to move faster and maintain continuity as we scale
Drive research and exploration workstreams, evaluating new modeling approaches, alternative data sources, and tooling that keeps Aplazo ahead of the curve
Collaborate closely with Lead and Staff Data Scientists to deliver on the broader roadmap
Identify and flag opportunities for improvement across domains, you'll often be the person with the broadest view of what's working and what isn't

Requirements

What you’ll need

4–8 years of experience across more than one data science domain, Risk, Growth, Personalization, or similar
Strong ML fundamentals, you can pick the right tool for the problem rather than defaulting to what you know best
Demonstrated ability to ramp quickly on unfamiliar problems and deliver with limited guidance
Proficiency in Python, SQL, and standard ML frameworks
Hands-on experience with LLMs / GenAI as part of your regular workflow
Production experience, you've taken models past the notebook stage
Strong Plus: Fintech or BNPL background, familiarity with credit risk or fraud modeling concepts

Benefits

Comp & perks

Aplazo operates as an AI-first company
Professional development opportunities
Direct impact on business outcomes
Work alongside and learn from experienced DS practitioners in fintech