Product Innovation Intern, Credit & Fraud Risk

American Express

American Express product innovation intern supporting credit and fraud risk software solutions. Analyzing performance, coordinating development, and improving reusable product delivery processes.

Posted 8/4/2026full-timePhoenix • Arizona • 🇺🇸 United StatesEntry Level💰 $24 - $63 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical and problem-solving skills while effectively collaborating with cross-functional teams to define product features and optimize delivery processes. Proficient in utilizing analytical and presentation tools to communicate insights and drive data-driven decisions.

Highest-signal resume keywords

Product Roadmap DevelopmentRisk Management SolutionsData Analysis and Performance MetricsLow-Code Tool ImplementationCross-Functional Collaboration

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Analytical SkillsProblem-Solving SkillsQuantitative SkillsProduct Requirement DocumentationUser Story Development

Soft Skills

Communication SkillsRelationship BuildingFeedback Gathering

Tools & Technologies

ExcelPowerPointLow-Code Tools

Industry Keywords

Digital TechnologiesCustomer-Driven DesignRisk Product EcosystemBest-Practice Documentation

About the role

Key responsibilities & impact

Define a clear and innovative product vision, create and execute product roadmaps, and communicate with stakeholders
Support development of next-generation software products and solutions for risk management using current tools and technologies
Collaborate with risk strategy partners, technology teams, and product teams to build and iterate products impacting millions of customers and prospects
Manage implementation of risk products, including reusable and configurable design, prioritization, feature development, testing, integration, and launch using low-code tools
Coordinate cross-functional calls to define product features, user stories, and business requirements
Host daily stand-up meetings with technology partners and resolve development issues
Analyze product performance data and make data-driven decisions
Participate in meetings and planning sessions, build relationships, and gather cross-functional insights
Create presentations, product requirement documentation, and leadership status updates
Share insights, gather feedback, and provide recommendations through presentations or reports
Identify and design reusable/global components within the risk product ecosystem
Discover current-state product inefficiencies and create solutions to address pain points
Analyze end-to-end product delivery processes, optimize operating models, and create best-practice documentation

Requirements

What you’ll need

Currently enrolled in a full-time bachelor's degree program
Bachelor's degree candidate with expected graduation between December 2027 and June 2028
Demonstrated interest in digital technologies and customer-driven design
Strong analytical, problem-solving, and quantitative skills
Proficient in analytical and presentation tools, including Excel and PowerPoint
Employment eligibility to work with American Express in the United States required; no visa sponsorship will be pursued

Benefits

Comp & perks

Competitive base salaries
Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counselling support through our Healthy Minds program
Career development and training opportunities
Sign-on bonus