Manager, Credit Risk Operations

Airwallex

Manager managing credit risk operations at Airwallex, ensuring global risk exposure is effectively managed. Collaborating with cross-functional teams to enhance decision-making frameworks and operational processes.

Posted 7/22/2026full-timeSan Francisco • California • 🇺🇸 United StatesMid-LevelSenior💰 $130,000 - $160,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk management, including evaluating credit risk across various payment channels and developing structured reporting for global visibility. Strong analytical skills and a deep understanding of credit fundamentals are essential for managing a diversified merchant portfolio and identifying emerging risks.

Highest-signal resume keywords

Credit Risk ManagementFinancial Statement AnalysisOngoing Credit MonitoringPayment Flow AnalysisExcellent Communication Skills

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit Risk Exposure ManagementQuantitative AnalysisCash Flow AssessmentCollateral StructuresExposure ManagementLimit SettingEarly Warning FrameworksKPI MonitoringSOP DevelopmentCredit Findings Reporting

Soft Skills

Analytical SkillsAttention to DetailOwnership MindsetAbility to Manage Multiple PrioritiesRisk Awareness

Tools & Technologies

DashboardsReporting Tools

Industry Keywords

Know Your Business (KYB)Merchant PortfolioPayment Acceptance ChannelsChargebacksRisk Mitigation

About the role

Key responsibilities & impact

Manage Airwallex’s credit risk exposure across all product offerings
Evaluate credit risk across payment acceptance channels (cards, bank payments, local payment methods)
Drive Know Your Business (KYB) processes to build and maintain a diversified, high-quality merchant portfolio
Define, monitor and deliver against global credit risk performance KPIs
Build, maintain and iterate standard operating procedures (SOPs) for credit risk management, including vetting, investigation and ongoing monitoring
Develop structured reporting and dashboards to give global visibility into credit risk performance
Partner with Business Development, Legal, Compliance and Transaction Risk to balance commercial goals with risk mitigation
Strengthen risk awareness across global stakeholders and proactively surface emerging risks

Requirements

What you’ll need

Strong analytical and quantitative skills with demonstrated experience in assessing counterparty or merchant credit risk
Deep understanding of credit fundamentals — including financial statement analysis, cash flow assessment, collateral structures, and exposure management
Practical experience in ongoing credit monitoring, limit setting, and early warning frameworks for merchant portfolios
Strong grasp of payment flows and how settlement timing, reserves, and chargebacks impact credit exposure
Ability to identify and escalate emerging credit risks across payment products and geographies
Excellent written and verbal communication skills, with the ability to explain credit findings clearly to technical and non-technical stakeholders
Proven ability to manage multiple priorities in a fast-paced environment with precision and attention to detail
Ownership mindset: you take accountability, drive clarity, and execute with urgency.

Benefits

Comp & perks

medical, dental, and vision insurance
401(k) plan
short-term and long-term disability
basic life insurance
well-being benefits
20 paid days of vacation
12 paid days of company holidays