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About the role
Key responsibilities & impact- Responsible for managing workers’ compensation claims as assigned by claims supervisor
- Investigates claims
- Determines the compensability of the claim and extent of liability
- Communicates directly with clients, employers, injured workers, physicians, and attorneys to bring claims to a timely conclusion
- Interviews, telephones, or corresponds with claimant and witnesses; consults police and hospital records
- Contacts physicians to obtain medical diagnoses and projected treatment plans
- Monitors medical progress of claimants and coordinates follow-up treatments; reports to employers including any restrictions that may be imposed on claimants’ return to work
- Documents all information from contacts with employers, claimants, physicians, and attorneys into the claims’ management system and ensures that documentation is current
- Calculates and sets reserves through a reserve worksheet including the nature and scope of claims; adjusts reserves to reflect ultimate known exposures
- Issues medical, indemnity, legal and expense payments
- Prepares reports for excess carriers and requests reimbursement when needed
- Sets reminders to follow-up on tasks through diaries on the system; reviews and completes diaries daily
- Maintains physical files for claim-related documents such as medical information, legal reports, and other correspondence
- Reviews claims’ submissions for thoroughness and accuracy
- Determines compensability of claims through information gathered and according to workers’ compensation statutes; makes recommendations as to compensability and coverage of claims
- Provides guidance and advice to clients on direction of claims after all information has been gathered and analyzed
- Ensures jurisdictional filings are complete and timely
- Obtains pre-certification approval for specific treatments as needed
Requirements
What you’ll need- Strong organization skills, attention to detail and the ability to multi-task and prioritize work are required
- Analytical thinking skills are needed to properly evaluate complex claims
- Good verbal and written communication skills, as well as interpersonal skills are required
- Experience with negotiations, knowledge of litigation process is preferred
- Ability to listen well and negotiate with constituents is needed
- Ability to speak a second language is an asset
- Basic computer skills or the ability to quickly learn new software are required
- A strong work ethic and time management skills is needed, to efficiently handle a caseload ranging from minor to complex claims
- Ability to establish and maintain good rapport with clients and claimants is needed
- Ability to calculate figures is required
- High school Diploma or equivalent is required
- 3+ years prior experience handling worker’s claims/ or an equivalent combination of training, education and experience
- Adjuster licensing required; (Multiple jurisdictions will be involved, will be required to have a license that will reciprocate to other states.) CA, AZ, LA, NV and UT licensing a plus
Benefits
Comp & perks- Comprehensive medical insurance, dental insurance, and vision insurance
- Life and disability insurance
- Fertility benefits
- Wellness resources
- Paid sick time
- Generous paid time off and holidays
- Employee Assistance Program (EAP)
- Complimentary Calm app subscription
- Immediate vesting in a 401(k) plan
- Health Savings Account (HSA) and Flexible Spending Account (FSA) options
- Commuter benefits
- Employee discount programs
- Paid maternity leave and paid paternity leave (including for adoptive parents)
- Legal plan options
- Pet insurance coverage
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
claims managementinvestigationcompensability determinationmedical diagnosis coordinationreserve calculationreport preparationdocumentationnegotiationlitigation knowledgedata analysis
Soft Skills
organizationattention to detailmulti-taskinganalytical thinkingverbal communicationwritten communicationinterpersonal skillstime managementrapport buildinglistening
Certifications
adjuster licensinghigh school diploma or equivalent
