Life Underwriter

AAA Life Insurance Company

Life Insurance Underwriter at AAA Life analyzing and evaluating risks for insurance applications. Ensuring proper underwriting procedures and managing life applications for approval or denial.

Posted 7/2/2026full-timeRemote • Missouri • 🇺🇸 United StatesJuniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong technical underwriting knowledge and judgment, with the ability to review and interpret medical records and MIB codes. Proficient in evidence gathering and providing customer service in a fast-paced team environment.

Highest-signal resume keywords

Life Underwriting ExperienceMedical Record InterpretationMIB Code KnowledgeCustomer Service SkillsMicrosoft Office Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Life UnderwritingMedical Record ReviewEvidence GatheringData PreparationContract Change Underwriting

Soft Skills

Team PlayerProactive SkillsStrong Organizational AbilitiesIndependenceCreativity

Tools & Technologies

Microsoft WordMicrosoft PowerPointMicrosoft ExcelInsurance System Applications

Industry Keywords

Life InsuranceAnnuity SalesUnderwriting RequirementsSales SupportFast-Paced Environment

About the role

Key responsibilities & impact

Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten
Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies
Strong production life underwriting experience
Comfort with complex casework
Ability to review and interpret medical records/APSs
Strong technical underwriting knowledge and judgment
Experience working directly with agents and applicants
Efficient but thoughtful evidence gathering (not ordering unnecessary requirements)
Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures.
Provide support for contract change and reinstatement underwriting that may be required.
Prepares presentations for underwriters or sales agents that assist with training and development.

Requirements

What you’ll need

2 year College Degree in Finance, Business or Economics
1-2 years’ Life Insurance industry experience (sales experience or strong life insurance sales support and training)
Knowledge of life and annuity sales strongly preferred
Proficient in Microsoft Word, PowerPoint and Excel
Ability to provide strong customer service
Possesses some technology knowledge of insurance system applications and data
Works well in a team environment
Demonstrates proactive skills
Willingness to work extended hours and weekends, if required
Team player and self–starter, highly motivated, and results driven
Ability to effectively function in a fast-paced team environment
Demonstrates a high level of independence and creativity, and looks for opportunities to initiate and follow through on new projects and opportunities
Strong organizational and follow-up abilities
Ability to thrive in fast-paced challenging environment

Benefits

Comp & perks

Remote
Equal Employment Opportunity