Senior Annuity Compliance Specialist

AAA Life Insurance Company

Sr. Annuity Compliance Specialist at AAA Life conducting suitability reviews and compliance for annuity applications.

Posted 5/6/2026full-timeLivonia • Missouri • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Conduct independent annuity suitability reviews and partner with agents to obtain timely suitability approvals, serving as a trusted compliance resource.
Review and process new and in‑force annuity applications, ensuring all documentation is complete, accurate, and aligned with regulatory and company standards.
Evaluate policy changes and service requests—including beneficiary updates, contract transfers, and partial or full withdrawals—ensuring timely and compliant execution.
Manage annuity payment requests such as annuitization elections and recurring disbursements with attention to accuracy and member experience.
Ensure all processing and review activities comply with regulatory requirements, internal policies, and industry best practices.
Maintain strong, collaborative relationships with agents, field leadership, applicants, vendors, and internal business partners, proactively monitoring cases and reporting to support sales objectives while protecting member interests.

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Finance, Insurance, or a related field (preferred)
6-8 years of experience in annuity processing, life insurance, or financial services operations
Experience performing suitability reviews
Experience with insurance or annuity systems (such as Policy Administration Systems)
Strong understanding of annuity products, processing procedures, and regulatory compliance
Proficient in Microsoft Office Suite (Excel, Word, etc.) and familiar with internal systems used for annuity processing
Detailed knowledge of the sales process, distribution channels and product lines
Strong analytical and problem-solving abilities
Effective communication skills, both written and verbal, with a customer service orientation

Benefits

Comp & perks

Hybrid work environment that promotes work-life balance
Comprehensive medical, dental, and vision coverage starting from your first day
Employer 401k match and employer contribution to a pension plan
Generous PTO and paid parental leave to support your family needs
Various associate resource groups and community involvement initiatives

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

annuity processingsuitability reviewsregulatory complianceinsurance systemspolicy administration systemsfinancial services operationsanalyzing policy changescontract transfersannuitization electionsdisbursement processing

Soft Skills

analytical abilitiesproblem-solvingeffective communicationcustomer service orientationcollaborative relationshipsattention to detailproactive monitoringreportingsupporting sales objectivesrelationship management

Certifications

Bachelor’s degree in Business AdministrationBachelor’s degree in FinanceBachelor’s degree in Insurancerelated field qualifications