Property Adjuster

• Manage assigned low- to moderate-complexity property insurance theft claims caseloads
• Investigate claim damages using information from insureds, third parties, and external resources
• Analyze coverage, policy terms, prior loss history, case law, and state laws and regulations
• Identify coverage concerns, liability exposure, discrepancies, and subrogation potential
• Determine and create Special Investigation Unit referrals when appropriate
• Negotiate and settle low- to moderate-complexity claims within authority limits
• Coordinate with management on settlement amounts outside authority limits
• Partner with vendors and internal business partners to facilitate claims resolution
• Coordinate with external regulators to ensure documentation and compliance
• Maintain accurate, thorough, and current claim file documentation
• Use estimating technology platforms and virtual inspection tools to prepare and manage claims estimates
• Address jurisdictional challenges, legislation, and construction considerations
• Support workload surges and catastrophe response operations, including on-call and work outside normal hours
• Travel for catastrophe deployments with minimal notice when assigned
• Identify, measure, monitor, and control risks in accordance with risk and compliance policies

Property adjuster settling theft claims for USAA, a military-focused financial services organization

Inside Property Adjuster – Theft Team

Property Adjuster handling theft claims for USAA, a military-focused financial services organization.
Investigating coverage, negotiating settlements, and coordinating catastrophe response and SIU referrals.

• Conduct thorough investigations for low complexity insurance claims
• Collect photographs, statements, police reports, and other documentation
• Review damage to vehicles or other insured items
• Use industry-standard tools and software to estimate repair costs and replacement values
• Review policies to verify coverage, limitations, and exclusions
• Analyze accidents or incidents to establish liability
• Document interactions, investigations, and assessments
• Communicate findings and decisions to policyholders, claimants, and stakeholders
• Negotiate fair and reasonable settlements
• Ensure compliance with company policies, industry regulations, and legal requirements
• Address inquiries and provide regular updates to policyholders and claimants
• Collaborate with underwriting and legal departments for accurate and timely claims processing
• Stay updated on industry regulations and compliance standards
• Meet targets for productivity, cycle time, quality, compliance, customer satisfaction, and timely claim resolution

Auto property damage adjuster evaluating claims for a U.S. property and casualty insurer

Auto Property Damage Adjuster

Auto Property Damage Adjuster evaluating vehicle claims for United Automobile Insurance Company, a U.S. property and casualty insurer.
Investigating damage, determining liability, and negotiating settlements remotely within the Southeast region.

• Investigates insurance claims in various settings including retail establishments, public office buildings, corporate facilities, and more.
• Assesses loss or damage resulting from various events including weather, earthquakes, fire, vandalism, or accidents.
• Conducts property inspections and photographs claim sites as necessary.
• Obtains necessary information from the claimant and experts such as architects, engineers, and police officers.
• Works cooperatively with expert witnesses, attorneys, and examiners.
• Applies understanding of insurance policies and establishes appropriate loss estimates.
• Ensures the accuracy of information collected and reported to guard against fraudulent claims.
• Prepares accurate reports and letters to insurance carriers.

Senior Property Adjuster handling commercial property claims assessments in Orlando, FL

Senior Property Adjuster

Senior Property Adjuster investigating commercial property claims and assessing losses in Orlando, FL. Requires a combination of fieldwork, communication with experts, and report preparation.

• Traveling to customers' homes to conduct on-site inspections
• Investigating coverage and preparing estimates
• Settling claims promptly and efficiently
• Handling virtual claims countrywide using software such as Xactimate and ClaimsX Video Collaboration
• Evaluating and negotiating claims settlements with customers, vendors, third party carriers, and claimants
• Ensuring timely and accurate documentation in claims systems
• Attending approximately 2 weeks of training in Dallas, TX

Field Property Adjuster providing exceptional service to policyholders

Travel Property Adjuster – Field Estimating

Field Property Adjuster traveling to conduct inspections and settle claims for Allstate, delivering exceptional service and resolving claims efficiently. Requires up to 90% travel and proficiency in estimating software.

• Investigating and confirming the facts of loss for Homeowners claims.
• Determining coverage and damages.
• Adjusting and negotiating claims within assigned authority levels.
• Managing the full lifecycle of the claim, including supplements and personal property.
• Providing timely, clear communication to customers as their claim progresses.

Virtual Property Adjuster responsible for investigating Homeowners claims

Virtual Property Adjuster at National General investigating and confirming facts for Homeowners claims. Determining coverage and damages while managing full lifecycle of the claim.

Property Adjuster jobs in Florida

See all jobs on JobTailor

Inside Property Adjuster – Theft Team

Auto Property Damage Adjuster

Senior Property Adjuster

Travel Property Adjuster – Field Estimating

Property Adjuster