Loan Processor

• Guide consumer loans from application through funding, ensuring efficient processing and adherence to service expectations and timelines
• Review loan applications for completeness, accuracy, and proper scoring in the Loan Origination System
• Create, review, and finalize compliant loan closing documents
• Execute consumer loan funding and disbursement activities
• Answer member questions, provide updates, coordinate signing appointments, and deliver high-quality service
• Review income verification, collateral insurance, purchase orders, vehicle titles, and other supporting documentation
• Conduct title reviews, identify discrepancies, and resolve title-related issues
• Collaborate with third-party vendors to clear collateral conditions and obtain required documentation
• Apply valuation cascades as needed
• Manage multiple queues, inboxes, and loan files while meeting service levels and deadlines
• Ensure compliance with lending policies, regulatory requirements, and BECU service standards
• Support team and business objectives through additional responsibilities and projects as assigned

Consumer Loan Processor guiding member loans from application to funding at BECU credit union

Consumer Loan Processor

Consumer Loan Processor guiding member loans from application through funding at BECU, a member-owned credit union.
Reviewing documentation, resolving title issues, coordinating vendors, and ensuring compliant lending experiences.

• Review and analyze borrowers’ credit, employment, income, and assets before underwriting submission
• Assemble complete loan packages in proper underwriting order
• Verify required documentation and complete loan checklists
• Verify application completeness and accuracy and identify potential underwriting issues
• Prepare loan approval summaries, Forms 1008 and 1003, and verify document accuracy
• Communicate with loan originators, customers, and underwriters to obtain required documentation
• Review loans for compliance with mortgage regulations and prepare required disclosures
• Obtain property surveys, flood certificates, title commitments, and payoff information from vendors
• Verify vendor orders, invoices, and applicant e-file documentation
• Manage the loan pipeline and submit reports within turnaround times
• Assist with loan setup
• Document loan-application communications in the conversation log
• Train and help supervise new loan processors and other processing personnel
• Assist closing, secondary marketing, and loan servicing with clearing investor suspense items

Senior Loan Processor preparing mortgage files for underwriting at nationwide lender CrossCountry Mortgage

Senior Loan Processor

Senior Loan Processor preparing and reviewing residential mortgage files for underwriting at CrossCountry Mortgage, a nationwide distributed retail mortgage lender.
Coordinating documentation, regulatory disclosures, vendors, and investor suspense clearance.

• Independently coordinate and manage meetings, property site visits, due diligence activities, and key transaction milestones to support loan originations and underwriting efforts.
• Assist in preparation, review, and submission of CPC applications, underwriting packages, Agency Multifamily loan processing documentation, and related materials, ensuring accuracy, completeness, and compliance with program requirements.
• Serve as a primary point of contact among Underwriters, Analysts, Originators, Agency Multifamily representatives, borrowers, and third-party vendors to drive transactions forward and proactively resolve issues.
• Independently assess documentation requirements for new loan originations and ensure all underwriting package components are collected, reviewed, and submitted within established deadlines.
• Manage and oversee outstanding items lists and due diligence tracking, proactively communicating with borrowers, sponsors, and internal stakeholders to ensure timely delivery of required documentation.
• Maintain, validate, and reconcile information within agency, company, and loan origination systems, ensuring data integrity throughout the transaction lifecycle.
• Partner closely with Underwriters and Originators to ensure complete submissions and the preparation of materials for internal and external approval processes.
• Coordinate the ordering, monitoring, and distribution of third-party reports, ensuring timely delivery and resolution of issues that may impact underwriting or closing timelines.
• Monitor changes to Freddie Mac, Fannie Mae, CPC, and other applicable program requirements and provide recommendations to enhance internal processes and controls.
• Conduct comprehensive reviews of loan files to confirm completeness, identify potential submission concerns, and escalate material issues as appropriate.
• Participate in special projects, process improvement initiatives, training efforts, and other strategic departmental objectives.

Senior Analyst, Processing providing loan processing support for multifamily mortgage products

Senior Agency Loan Processor – Multifamily Lending

Senior Analyst, Processing providing loan processing support for multifamily mortgage products. Collaborating with various stakeholders to ensure timely delivery of documentation and compliance with requirements.

Senior Analyst providing loan processing support for multifamily lending at CPC Mortgage Company

Senior Analyst providing loan processing support for multifamily lending at CPC Mortgage Company. Responsible for managing loan applications and collaborating with underwriting and origination teams.

• Plays a key role in delivering a smooth and positive mortgage experience for customers
• Reviewing, verifying, and preparing complete loan files for Underwriting and Closing
• Acts as the central point of communication between loan officers, assistants, builders, real estate partners, and customers
• Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers
• Maintains and updates loan application information within loan origination software and other applications
• Orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents
• Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed
• Ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines
• Calculates income, reviews assets and liabilities
• Reviews all disclosures for completeness and compliance
• Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions
• Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer
• Updates loan officer, loan officer assistant, realtors, builders and customers on loan status
• Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements
• Senior Processors may provide training and guidance to other Processors on the team.

Loan Processor ensuring a smooth mortgage experience for customers at Universal Lending Corporation

Loan Processor ensuring a smooth mortgage experience for customers at Universal Lending Corporation. Responsible for reviewing and preparing loan files for Underwriting and Closing.

Loan Processor jobs in Texas

See all jobs on JobTailor

Consumer Loan Processor

Senior Loan Processor

Senior Agency Loan Processor – Multifamily Lending

Senior Agency Loan Processor – Multifamily Lending

Loan Processor