Financial Crime

• 主导 KYC 产品功能设计与体验优化，提升流程转化率与核验准确性。
• 搭建并维护 KYC 数据指标体系，定期采集与分析使用数据，识别并推动解决转化链路中的关键痛点。
• 持续跟踪行业与竞品动态，结构化输出竞品能力、差异点与市场策略，反哺产品路线与优先级。
• 研究并评估新兴 KYC 技术（如 AI 身份识别、区块链数据共享等），判断其适用场景、风险边界与对现有产品的价值，形成可落地的引入或试点建议。

KYC产品经理

• Own and drive the overall fraud prevention and AML strategy across fiat and crypto
• Design strategies across the full lifecycle: onboarding, login, fiat deposits/withdrawals, trading, and crypto transfers
• Identify and mitigate risks such as payment fraud, account takeover, mule activity, scams, and money laundering
• Build unified strategies that connect user behavior, transaction activity, and fund flows (fiat + on-chain)
• Balance risk control with user experience and operational efficiency
• Design and optimize risk strategies for fiat on-ramp and off-ramp flows (bank transfers, e-wallets, payment rails)
• Monitor and assess incoming and outgoing fiat transactions for fraud and AML risks
• Define review, approval, and escalation mechanisms for high-risk transactions
• Work closely with payment partners and internal teams to manage risk exposure
• Analyze and trace end-to-end fund flows across fiat and crypto
• Identify suspicious patterns such as layering, structuring, mule networks, and fraud-linked flows
• Make or guide decisions on account-level actions (e.g., allow, block, restrict, freeze, escalate)
• Build frameworks for consistent and explainable risk decision-making
• Leverage and optimize Elliptic to strengthen on-chain monitoring and AML capabilities
• Translate blockchain intelligence into actionable risk strategies (e.g., scam flows, high-risk wallets)
• Integrate Elliptic signals into internal systems for automated decision-making
• Evaluate other tools (e.g., Chainalysis, TRM) where needed
• Lead the design of scalable risk infrastructure, including rule engines, decision engines, and case management systems
• Build unified systems that support fraud, AML, and fund flow monitoring
• Drive real-time decisioning and reduce reliance on manual processes
• Identify emerging fraud and AML typologies using data analysis
• Define and track key metrics (fraud loss, detection rate, false positives, operational efficiency)
• Implement testing frameworks (A/B testing, rule tuning, segmentation)
• Build and lead teams across risk strategy, fraud operations, and AML operations
• Work closely with PH Risk & AML team for execution and local alignment
• Partner with Product, Engineering, Compliance, and Operations globally

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KYC产品经理

Director, Risk Strategy – Fraud & AML, Fiat + Crypto