Compliance

• Own and maintain the AML/BSA compliance program for U.S. payments products, including policies, procedures, and internal controls.
• Draft and maintain compliance policies covering data privacy rules, AML/KYC requirements, and sanctions screening, keeping documentation current as regulations change.
• Oversee transaction monitoring for payment flows; manage alert review, investigations, and SAR filing decisions.
• Own sanctions/OFAC screening oversight for payment transactions, including escalation and blocked transaction handling, PEP and adverse media monitoring, and KYC case management — building the SOPs and systems to manage these case types.
• Ensure ongoing compliance with payment network and scheme rules (e.g., Visa, Mastercard, ACH/NACHA) relevant to our products.
• Act as the embedded compliance partner to Product and Engineering on new payment features — reviewing designs pre-launch and flagging regulatory risk early.
• Manage relationships and communications with state regulators, examiners, and banking/card-issuing partners.
• Support external audits and regulatory exams, including evidence gathering and remediation tracking.
• Monitor the regulatory landscape for U.S. payments and crypto, and translate changes into program updates.
• Deliver compliance training and guidance to the payments team and other internal stakeholders.
• Manage state money transmitter licensing (MTL) compliance — exam readiness, license renewals, and reporting obligations across relevant states.

Compliance Manager

• Maintain Continuous Observation: Uphold our SOC 2 Type II standard using automated monitoring to ensure compliance is a constant state, not an annual event.
• Technical Infrastructure Strategy: Directly satisfy the high-bar technical requirements of ITAR and FedRAMP.
• Bridge the "Speed vs. Standard" Gap: Act as a technical enabler for the Engineering team, designing and implementing controls (e.g., change management, access reviews) that satisfy auditors but don’t bottleneck our Engineering or DevOps teams.
• Lead Global Expansion: Architect and execute the technical and procedural implementation of TISAX, ITAR, and FedRAMP.
• GDPR Stewardship: Act as the internal authority on privacy, ensuring our data mapping and PIAs remain current without adding unnecessary friction.
• Customer Trust & Sales Support: Join calls with customer Infosec counterparts and handle technical vendor questionnaires to prove our security posture can be trusted by the world’s most demanding organizations.
• Individual Contributor Ownership: Act as a "department of one". You will write the policies, perform the risk assessments, and manage the audits yourself.

Principal Governance, Risk and Compliance (GRC) Architect

• Reviewing customer transactions for unusual, suspicious, or high-risk patterns
• Monitoring inflows and outflows across wallets, bank accounts, cards, and virtual accounts
• Identifying red flags such as: Structuring/smurfing, Rapid movement of funds, Multiple failed transactions, High-volume transfers inconsistent with customer profile, Third-party funding abuse, Velocity anomalies, Geographic inconsistencies
• Escalating suspicious activities for further investigation
• Filing internal Suspicious Activity Reports (SARs) where necessary
• Reviewing onboarding documents and verifying identity documents
• Conducting enhanced due diligence (EDD) for high-risk users
• Reviewing source of funds/source of wealth
• Ensuring customer profiles are complete and up to date
• Handling fraud complaints from payment processors, banks, and customers
• Gathering evidence for chargeback defense
• Reviewing device intelligence, IP logs, transaction trails
• Responding to partner requests within SLA
• Screening users against sanctions lists and identifying Politically Exposed Persons (PEPs)
• Managing false positives and ensuring operations align with internal AML policies

Compliance Analyst

• Prepare, file, and maintain Money Transmitter License (MTL) applications through the NMLS portal across multiple US states
• Manage state-by-state renewal calendars, surety bond tracking, and net worth reporting
• Compile and submit quarterly Money Services Businesses Call Reports (MSBCR) and other periodic reports
• Coordinate fingerprinting, background checks, and Control Person filings (MU2 forms) for principals and key personnel
• Respond to state regulator requests for information and deficiency notices
• Track changes in state money transmitter laws and flag impacts to filings
• Support applications and ongoing reporting for non-US crypto/VASP regimes (e.g., EU MiCA, UK FCA registration, Singapore MAS, Hong Kong SFC, Dubai VARA, Canadian MSB)
• Maintain a jurisdictional matrix tracking license status, conditions, and renewal dates
• Coordinate with local counsel and corporate service providers on submissions
• Prepare supporting documentation: org charts, policies, fit-and-proper questionnaires, source-of-funds materials
• Assist with BitLicense applications and ongoing NYDFS reporting
• Support trust charter, broker-dealer, and similar specialty financial license applications as needed
• Compile due diligence packages for chartering authorities
• Maintain corporate records across US and international entities: annual reports, franchise tax filings, registered agent management, foreign qualifications
• Track director/officer changes, address changes, and other amendments
• Keep minute books, cap tables, and good standing certificates current
• Coordinate UBO and beneficial ownership filings (including FinCEN BOI reporting where applicable)

Licensing and Compliance Specialist

• Manage digital marketing campaigns across multiple platforms
• Analyze campaign performance and optimize for better results
• Create and execute marketing strategies for global markets
• Collaborate with international team members across different time zones

Compliance jobs in Worldwide

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Compliance Manager

Principal Governance, Risk and Compliance (GRC) Architect

Compliance Analyst

Licensing and Compliance Specialist

Compliance Specialist