Commercial Underwriter

• Provide underwriting guidance, counsel, and authorization to internal teams and customers for the issuance of commercial and residential title insurance commitments and policies.
• Evaluate title risk and underwrite transactions within delegated authority, applying established underwriting standards and company guidelines.
• Analyze and resolve complex title issues, providing practical underwriting solutions that support business objectives while managing risk.
• Serve as a trusted resource to company personnel by providing guidance on title, escrow, and real estate settlement matters.
• Interpret and communicate underwriting requirements, issue underwriting standards and guidelines, and ensure compliance with company policies and applicable regulations.
• Partner with operations, sales, legal, and agency personnel to support successful real estate transactions and deliver exceptional customer service.

National Commercial Underwriter providing underwriting guidance for commercial real estate transactions

National Commercial Underwriter

National Commercial Underwriter providing underwriting guidance for commercial and residential title insurance. Evaluating title risk, analyzing complex issues while supporting business objectives.

Commercial Underwriter assessing title insurance risks in the Philadelphia area

Commercial Underwriter at First American managing title insurance for real estate transactions. Collaborating with teams to evaluate risks and provide underwriting guidance in Pennsylvania.

• Works independently with little or no oversight.
• Exercises exception and elevated approval authority.
• Prepares loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned.
• Interacts with internal/external customers.
• Serves as a subject matter expert for certain asset classes, and may represent or lead the department on special projects or assignments.
• Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards by analyzing credit, collateral strength and financial worthiness of loan/transaction parties.
• If relevant, performs ongoing credit risk management for assigned portfolio.
• May coach and/or review the work of other underwriters and fill in for manager as required.
• Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information.
• Performs relevant pre-approval and post-approval activities.
• Identifies and/or confirms all external regulatory requirements.
• Ensures internal policies/procedures are followed.
• Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.

Underwriter III - Commercial at PNC preparing loan offerings and managing portfolios

Underwriter III – Commercial

Underwriter III - Commercial at PNC with 3+ years experience in credit analysis and customer interaction. Preparing complex loan offerings and ensuring regulatory compliance.

• Analyze, underwrite and may act as the final decision authority on commercial loan applications
• Ensure compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations
• Conduct basic financial analysis of less complex loans/industries/Customers
• Act as a mentor and participate in the ongoing development of the Underwriting Staff
• Conduct credit investigations and analyze financial information pertaining to relationships with Commercial Credit exposure
• Underwrite loans and perform historical business financial analysis and cash flows
• Investigate available sources of credit and financial information
• Research economic and market conditions relating to the company, industry and market area
• Identify credit applications that require credit enhancements and make decisions accordingly
• Render final credit decisions within individual lending authority limits

Commercial Credit Underwriter analyzing and underwriting commercial loan applications at TD Bank

Commercial Credit Underwriter II

Commercial Credit Underwriter analyzing, underwriting, and possibly deciding on commercial loan applications. Ensuring compliance with lending practices and teaching underwriting staff.

Commercial Underwriter jobs in Pennsylvania

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National Commercial Underwriter

Commercial Underwriter

Underwriter III – Commercial

Commercial Credit Underwriter II