Commercial Underwriter

• Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority
• Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes
• Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies
• Offers appropriate coverage for exposures
• Maintains proper file documentation in connection with accounts
• Develops and fosters agency relationships
• Educates agents on EMC products, underwriting appetite, systems and services
• Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities
• Coordinates with marketing and branch management in the agency planning and review processes
• Serves as a mentor for less experienced underwriters
• Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations

Senior Commercial Underwriter managing a profitable book of business at EMC.

Senior Commercial Underwriter

Senior Commercial Underwriter responsible for evaluating complex accounts and maintaining agency relationships at EMC. Managing underwriting risks and leading less experienced underwriters.

• Manage and underwrite a Middle Market book of business
• Analyze agency performance quarterly to identify trends and opportunities
• Apply underwriting guidelines to assess and price complex risks with minimal oversight
• Maintain deep knowledge of applicable laws, regulations, and governance
• Lead agency management strategies, including new business development and renewal planning
• Execute territory and agency sales plans aligned with business goals
• Serve as a consultative partner to brokers and agents, delivering solutions that meet client needs

Middle Market Senior Underwriter managing diverse Property & Casualty book

Middle Market Commercial Underwriter

Middle Market Senior Underwriter managing diverse Property & Casualty book at The Hartford. Leading underwriting strategies and fostering agent relationships for profitable growth.

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Senior Commercial Underwriter

Middle Market Commercial Underwriter