Senior Director, Data Science – Debit Routing
Worldpay
full-time
Posted on:
Location Type: Hybrid
Location: Atlanta • Massachusetts, Ohio • 🇺🇸 United States
Visit company websiteSalary
💰 $177,100 - $297,500 per year
Job Level
Senior
Tech Stack
PythonSparkSQL
About the role
- Own the data science roadmap for dynamic routing and interchange optimization across U.S. domestic, cross-border payment flows, and extension of dynamic routing globally.
- Build and deploy ML/AI models that inform routing decisions based on issuer behavior, cost structures, geo/location, network rules and eligibility, and approval likelihood.
- Develop scalable, low-latency algorithms integrated into real-time payment decisioning engines.
- Design and validate experiments to quantify the financial impact of routing and interchange strategies (e.g., A/B tests, multi-armed bandits).
- Model complex cost structures (interchange, scheme fees, FX margins) to recommend optimal routing paths for each transaction.
- Build, lead, and mentor a multidisciplinary team of ~15 data scientists and data analysts.
- Foster a culture of innovation, experimentation, and continuous learning.
- Collaborate with Product and Global Network Partnership teams to align optimization strategies with commercial agreements and market coverage.
Requirements
- Deep experience in payments, fintech, or financial transaction optimization required.
- Deep understanding of global regulatory frameworks that impact transaction routing (e.g. U.S. Durbin Amendment).
- Excellent understanding of global interchange systems, scheme fee structures, and cross-border routing economics.
- Strong applied knowledge of ML/AI, optimization, and decision science techniques.
- Proficiency in Python, SQL, and Spark.
- Advanced degree (PhD or Master’s) in Computer Science, Statistics, Mathematics, Engineering, or related field.
- 10 years of experience in data science or analytics, with at least 5 years in a leadership role.
Benefits
- Worldpay is committed to providing its employees with an exciting career opportunity and competitive compensation.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
machine learningartificial intelligenceoptimizationdecision sciencePythonSQLSparkdata analysisalgorithm developmentA/B testing
Soft skills
leadershipmentoringcollaborationinnovationexperimentationcontinuous learning
Certifications
PhDMaster's