Data Scientist

• Architect credit underwriting, pre-screen targeting, A/B testing and credit limit assignment strategies.
• Utilize deep analysis to power the future of credit card, using a comprehensive data ecosystem including multi-product internal data, credit bureaus and alternative data.
• Seek to drive continuous improvements in strategies and processes.
• Work collaboratively with the Data Science team to design new machine learning models.
• Partner closely with implementation teams to accurately deploy new strategies.
• Work with other business partners across Business Unit, Operations, Marketing, Finance, Legal and Compliance etc. to deliver successful business results.
• Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue.
• Monitor performance of strategies and portfolios.
• Document and communicate results and escalate issues as necessary.
• Identify gaps/opportunities and drive actions.

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