Underwriter

• Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on Group Life, Disability, and/or Supplemental Health business for prospective and in-force customers.
• Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, and handles standard to complex reporting requests.
• Understands and applies current pricing strategy across the book of business.
• Confidently and effectively communicates point of view through both verbal and written communications and negotiates with internal/external partners in various roles.
• Actively engages in supporting the positive consultative outcomes crucial to our long-term success, identifying opportunities to provide consultative creative solutions and making recommendations.
• Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and may create detailed and customized reporting to support cases.
• Maintains updated records and case files in accordance with underwriting and records policies & procedures.
• Actively supports the Leadership initiatives, offering continuous guidance and proactively sharing expertise with others, and serving as a resource for less experienced underwriters.
• Acts as a subject matter expert for medium/high complexity topics.
• Directly supports management in the analysis and interpretation of portfolio profitability metrics and serves as a conduit to drive understanding throughout team.

Lead Underwriting Specialist

Underwriting Specialist