Underwriter

• Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on Group Life, Disability, and/or Supplemental Health business for prospective and in-force customers.
• This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements.
• Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, and handles standard reporting requests.
• Proactively makes recommendations on cases and identifies creative solutions.
• Independently communicates and negotiates with internal partners, and may begin to handle communications with external customers/brokers.
• Actively engages in supporting the positive consultative outcomes crucial to our long-term success.
• Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and may handle customized reporting requests.
• May provide case specific information for multi-year planning efforts and makes projections based on emerging account experience and trends.
• Maintains updated records and case files in accordance with underwriting and records policies & procedures.
• Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment
• Acts as a subject matter expert for low/medium complexity topics
• Actively contributes to larger projects as a team member, demonstrating an understanding of both the upstream and downstream impacts of changes within and outside of Underwriting, may lead smaller scope projects within Underwriting.
• Serves as a resource for less experienced underwriters and is actively involved in the training/mentoring process.

Underwriting Specialist

Lead Underwriting Specialist