Vice President

• Credit-worthiness analysis of borrowers, including financial analysis, industry and sector research, to ensure Bank’s lending remains within acceptable Risk metrics.
• Drafting detailed credit reports with key takeaways on the purpose report has to be concise, easy to read for credit risk to review and comment
• Identifying, setting and monitoring deal specific covenants which can act as early warning signals during the life of the loan
• Developing and maintaining detailed financial model (in Excel) comprising transaction details, financial statement analysis, projections, ratio & variance analysis, key performance indicators, credit metrics, amongst others
• Conducting sensitivity analysis – for stress testing on loans for serviceability
• Regular interaction with key stakeholders and clients to discuss for eg.borrower requirements and performance, data gaps inconsistencies, analytical frameworks, loan servicing etc.
• The role follows regular business hours, and the candidate is expected to work in normal shift timings.

Senior Manager – Portfolio Monitoring

AVP – CCD – Lending

Assistant Vice President