Senior KYC Analyst
LendingClub
full-time
Posted on:
Location Type: Hybrid
Location: New York City • California, New York, Utah • 🇺🇸 United States
Visit company websiteSalary
💰 $66,000 - $103,000 per year
Job Level
Senior
About the role
- Serve as the primary point of contact for KYC inquiries, providing accurate and timely guidance to internal stakeholders
- Perform deep-dive KYC reviews for new and existing institutional investors with a focus on comprehensive document validation, beneficial ownership analysis, and control structure mapping
- Draft Enhanced Due Diligence (EDD) memos for higher-risk relationships, summarizing key findings, risk factors, and recommended actions for management approval
- Evaluate client profiles against risk frameworks to identify and escalate high-risk accounts or activities that may require enhanced due diligence
- Confirm client identities by validating official documents, proof of identity and address, and corporate registration papers
- Maintain organized, audit-ready records of all KYC actions and documentation
- Review and certify client files in line with internal and regulatory standards, ensuring compliance with BSA/AML and OFAC requirements
- Understand key systems used within the Bank to execute components of the KYC and Sanctions Program, and support alert adjudication and escalation of potentially restricted customers or transactions when needed
- Contribute to process improvements that enhance efficiency, accuracy, and overall compliance quality
- Serve as a subject matter expert on KYC and regulatory requirements, supporting audits, compliance reviews, and strategic initiatives as needed
Requirements
- Bachelor’s degree in a related field of study; or equivalent work experience
- 2-4+ years of KYC or client onboarding experience at a global investment bank
- Strong understanding of KYC requirements and regulatory frameworks (e.g., BSA / USA Patriot Act)
- Demonstrated experience conducting ownership and control analyses, validating complex corporate documentation, and preparing risk assessments or EDD summaries
- Exceptional attention to detail with the ability to manage multiple priorities effectively
- Strong analytical, research, and problem-solving skills
- Excellent written and verbal communication; able to collaborate cross-functionally and work independently
- Highly organized, proactive, and curious, with a focus on continuous improvement and efficiency
- Nice to Have: Certified Anti-Money Laundering Specialist (CAMS)
Benefits
- medical, dental and vision plans for employees and their families
- 401(k) match
- health and wellness programs
- flexible time off policies for salaried employees
- up to 16 weeks paid parental leave
- relocation based on actual job level
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
KYCEnhanced Due Diligence (EDD)document validationbeneficial ownership analysiscontrol structure mappingrisk assessmentBSA/AML complianceOFAC complianceclient onboardingaudit documentation
Soft skills
attention to detailanalytical skillsresearch skillsproblem-solving skillswritten communicationverbal communicationcollaborationorganizational skillsproactivitycuriosity
Certifications
Certified Anti-Money Laundering Specialist (CAMS)