Government Underwriter – Correspondent Operations, Non-Delegated
International Luxury Hotel Association
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇺🇸 United States
Visit company websiteSalary
💰 $85,000 - $105,000 per year
Job Level
JuniorMid-Level
About the role
- Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors
- Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, VA and FHA guidelines
- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
- Provides final approval underwriting of mortgage loans.
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
- Sign off conditions in a timely manner set by management
- Work with staff and management to find solutions on escalated loans
- May be requested to make recommendations for improving Internal Audit’s policies and practices
- Manage loans by using all functions of Encompass
- Effectively communicate underwriting decisions with processors and advisors
- Maintain high level of customer service and communication with other departments
- Other duties as assigned
Requirements
- Two to four years related experience or equivalent
- DE Underwriter as well as VA Credit and Appraisal authority required
- Thorough working knowledge of real estate documentation, policies, compliance, and procedures
- High level of proficiency with mortgage loan processing and underwriting systems
- Commitment to excellence and high standards
- Excellent written and oral communication skills
- Strong organizational, problem-solving, and analytical skills
- Ability to manage priorities and workflow
- Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
- Acute attention to detail
- Proficient on computer programs required for position
- Excellent customer service skills
- Proven ability to handle multiple projects and meet deadlines
- Good judgment with the ability to make timely and sound decisions
- Ability to effectively present information and respond to questions
- Bilingual Spanish a plus
Benefits
- Health insurance
- 401(k) matching
- Up to 3% match on 401(k) contributions
- Paid time off
- Company-paid life, accident and disability coverage
- Programs for mental, physical and financial wellness
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
mortgage loan processingunderwritingreal estate documentationcompliancerisk assessmentdecision makingattention to detailproblem-solvinganalytical skillscustomer service
Soft skills
communication skillsorganizational skillsflexibilityversatilitycommitment to excellenceability to manage prioritiesability to handle multiple projectsgood judgmentability to present informationwillingness to work within changing priorities
Certifications
DE UnderwriterVA Credit authorityAppraisal authority