Doran Jones Inc.

Product Owner – Digital Cash, Tokenized Payments

Doran Jones Inc.

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇺🇸 United States

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Job Level

SeniorLead

Tech Stack

Ruby on Rails

About the role

  • Own the product roadmap and feature definition for digital cash and tokenized payment instruments issued by regulated banks and institutions.
  • Collaborate with internal stakeholders and clients (banks, central banks, ministries) to translate market needs into configurable, scalable solutions.
  • Design user journeys for use cases such as wage protection, government disbursements, cross-border settlements, and CBDC interoperability.
  • Develop detailed product specs for features like: Identity-linked wallets; Multi-tenant architecture; Purpose-bound programmable money; Compliance rule engines; Wallet management, access control, and auditability.
  • Translate emerging regulatory requirements (e.g., GENIUS Act, VARA, MAS sandbox) into embedded compliance logic.
  • Coordinate with engineering on API-first integration with banking systems, payment rails, and national ID/KYC databases.
  • Define KPIs for product usage, compliance adherence, and ecosystem interoperability.

Requirements

  • 8+ years in product management, with 4+ years focused on financial services, payments, or blockchain-based infrastructure.
  • Proven experience with tokenized deposits, stablecoins, or digital cash systems, preferably within multi-stakeholder ecosystems.
  • Familiarity with permissioned DLTs, identity vaults, multi-token support, and compliance-by-design frameworks.
  • In-depth understanding of AML/KYC flows, programmable payments, and wallet infrastructure.
  • Experience engaging with financial regulators, legal teams, and cross-functional delivery squads.
  • Strong understanding of payment infrastructure (ACH, ISO 20022, RTP, SEPA) and integration patterns.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
product managementdigital cash systemstokenized depositsstablecoinsAPI integrationcompliance rule engineswallet managementprogrammable paymentsAML/KYC flowsmulti-tenant architecture
Soft skills
collaborationstakeholder engagementcommunicationproblem-solvingorganizational skills