Merchant Risk Analyst
CCBill
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇷🇸 Serbia
Visit company websiteJob Level
Junior
About the role
- Analyze transaction patterns, chargebacks, and other data to detect suspicious activities, anomalies, and potential fraud indicators.
- Evaluate new and existing merchant accounts for risk, including reviewing financial statements, business models, and processing volumes.
- Develop and implement strategies to reduce risk, such as setting reserve levels, placing account restrictions, or initiating account terminations.
- Document findings from risk reviews, prepare detailed reports on risk exposure, and maintain case files for compliance.
- Work with internal departments like Underwriting, Support, and Sales to address complex merchant approvals and escalations.
- Ensure adherence to payment industry regulations, card brand rules, and anti-money laundering (AML) standards.
Requirements
- Strong understanding of payment processing systems and payment industry risk dynamics
- Proficiency in data analysis tools and risk modeling techniques
- Deep expertise in fraud detection, prevention strategies, and emerging fraud trends
- Experience with regulatory frameworks such as PCI DSS, BSA/AML, and card brand compliance standards
- Ability to synthesize data and communicate findings to internal and external stakeholders
- Working proficiency in Microsoft Excel, Word, Outlook and other Office 365 products.
- Ability to communicate effectively with all levels of employees/management.
Benefits
- Health insurance
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
data analysisrisk modelingfraud detectionfraud prevention strategiespayment processing systemsfinancial statement analysisbusiness model evaluationrisk assessmentreport writingcompliance documentation
Soft skills
communicationsynthesis of datainterpersonal skillsproblem-solvingcollaborationattention to detailanalytical thinkingadaptabilitystakeholder engagementorganizational skills
Certifications
PCI DSSBSA/AML