Credit Risk Operations Manager
Airwallex
full-time
Posted on:
Location Type: Hybrid
Location: San Francisco • California • 🇺🇸 United States
Visit company websiteSalary
💰 $100,000 - $150,000 per year
Job Level
Mid-LevelSenior
About the role
- Manage Airwallex’s credit risk exposure across all product offerings
- Evaluate credit risk across payment acceptance channels (cards, bank payments, local payment methods)
- Drive Know Your Business (KYB) processes to build and maintain a diversified, high-quality merchant portfolio
- Define, monitor and deliver against global credit risk performance KPIs
- Build, maintain and iterate standard operating procedures (SOPs) for credit risk management, including vetting, investigation and ongoing monitoring
- Develop structured reporting and dashboards to give global visibility into credit risk performance
- Partner with Business Development, Legal, Compliance and Transaction Risk to balance commercial goals with risk mitigation
- Strengthen risk awareness across global stakeholders and proactively surface emerging risks
Requirements
- Strong analytical and quantitative skills with demonstrated experience in assessing counterparty or merchant credit risk
- Deep understanding of credit fundamentals — including financial statement analysis, cash flow assessment, collateral structures, and exposure management
- Practical experience in ongoing credit monitoring, limit setting, and early warning frameworks for merchant portfolios
- Strong grasp of payment flows and how settlement timing, reserves, and chargebacks impact credit exposure
- Ability to identify and escalate emerging credit risks across payment products and geographies
- Excellent written and verbal communication skills, with the ability to explain credit findings clearly to technical and non-technical stakeholders
- Proven ability to manage multiple priorities in a fast-paced environment with precision and attention to detail
- Ownership mindset: you take accountability, drive clarity, and execute with urgency.
Benefits
- medical, dental, and vision insurance
- 401(k) plan
- short-term and long-term disability
- basic life insurance
- well-being benefits
- 20 paid days of vacation
- 12 paid days of company holidays
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit risk managementfinancial statement analysiscash flow assessmentcollateral structuresexposure managementcredit monitoringlimit settingearly warning frameworkspayment flowschargebacks
Soft skills
analytical skillsquantitative skillswritten communicationverbal communicationattention to detailownership mindsetability to manage multiple prioritiesrisk awarenessstakeholder engagementproblem-solving