Senior Data Scientist, Fraud Analyst
Achieve
full-time
Posted on:
Location Type: Remote
Location: Remote • California • 🇺🇸 United States
Visit company websiteSalary
💰 $150,000 - $185,000 per year
Job Level
Senior
Tech Stack
PythonSQLTableau
About the role
- Design, implement and maintain the fraud-detection and prevention rulesets across our transaction flows, updates made iteratively in an agile fashion (frequent, incremental rule releases)
- Monitor rule performance (false-positives, false-negatives, operational metrics) and adjust rules to optimize detection and minimize business friction
- Execute ad hoc analysis of fraud trends, emerging typologies, and root‐cause investigations to identify opportunities for new or updated rules
- Work closely with vendors (fraud-detection/analytics platform providers, third-party intelligence services) to incorporate current industry thinking and best practices into our strategy
- Develop dashboards and reports in Tableau to visualize key fraud metrics, rule performance, business impact and risk exposure
- Write SQL queries and Python scripts to interrogate transaction, alert and case data; build prototypes of new rules, test and deploy them
- Collaborate cross-functionally with Product, Operations and Compliance teams to align fraud-prevention initiatives with business goals and regulatory requirements
- Participate in sprint planning, retrospectives and backlog grooming to ensure fraud-rule work is aligned with the agile roadmap
- Maintain documentation of rule logic, assumptions, test results and versioning; ensure auditability and traceability of rule changes
- Stay apprised of fraud-prevention industry trends, vendor technology updates, and regulatory developments; provide recommendations to senior leadership for strategy refinement
Requirements
- Bachelor’s degree in quantitative discipline (e.g., Computer Science, Data Science, Finance, Economics, Mathematics) or equivalent
- Minimum of 3 years of hands-on experience in fraud detection, fraud analytics, risk management or a related role (preferably in payments, fintech, e-commerce or banking)
- High level of proficiency in SQL and Python for data manipulation, data interrogation, scripting and rule prototyping
- Proven experience with Tableau (or equivalent business-intelligence tools) to build dashboards and visualizations
- Experience designing, deploying and maintaining fraud-detection rules/rule engines (or equivalent controls) and analyzing the results
- Experience interacting with vendor solutions, engaging external partners or bringing in external intelligence to inform strategy
- Excellent analytical, problem-solving and critical-thinking skills with attention to detail
- Strong verbal and written communication skills – able to translate technical detail into actionable insights for business stakeholders
- Comfortable working in an agile environment: attending sprint ceremonies, prioritizing tasks, responding to changing requirements
- Ability to work independently, manage multiple concurrent rule-updates and investigations, while balancing business-friction vs risk mitigation trade-offs
Benefits
- Hybrid and remote work opportunities
- 401 (k) with employer match
- Medical, dental, and vision with HSA and FSA options
- Competitive vacation and sick time off, as well as dedicated volunteer days
- Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
- Up to $5,250 paid back to you on eligible education expenses
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SQLPythonfraud detectionfraud analyticsrisk managementdata manipulationdata interrogationrule prototypingdashboard developmentdata visualization
Soft skills
analytical skillsproblem-solvingcritical thinkingattention to detailverbal communicationwritten communicationcollaborationagile methodologyindependencetime management